banks have resorted to expeditious means to cover their "claims".
The courts have become an impregnable fortress for them, then their strategy changes.
First highlight the role of mediator. But who is he? Nobody has ever met. Residual, we know that in some cases, it is an employee of the service recovery. In others, such as General or Crédit du Nord, a personality. In other cases, such as the ICC or the Credit Mutuel, a electrical pulse in a computer.
Get the Ombudsman is an obstacle course. The bank knows it has an ally: the passage of time.
must first "use whatever" and then write to the agency customer service and others.
To use all the remedies, we must first know them, and know the mandatory waiting period between each.
Regardless, maintaining the blur, the banks know they are always on hand, a reason to declare the proceedings void.
After an indefinite period, you will write to the Ombudsman. Thinking naively that it is an independent arbitrator, you will be assigned all the elements and documents.
It's a trap. Your mail will be sent immediately to the service recovery that is going to experience so your line of defense. The response of the Ombudsman shall not, in principle, that a copy / paste answers from the agency.
You already lost 4 or 5 months. Your financial situation has worsened. This is when the bank will choose to indulge yourself. It then makes use of "collection agencies", private militias real recovery of debts. Ignoring laws and regulations, it will put you infernal pressure.
These firms are very effective and often to have peace, you will pay. And the bank has won.
And yet it was so simple, from day one, put you under the protection of justice and take the path of the court.
Gerard Faure-Kapper
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