Shark Steam Mop Parts Diagram

He just wanted to buy diesel for his tractor ...


He just wanted to buy diesel to run his tractor. The bank denied him a check for 1,500 euros. This is Clement who discovered the lifeless body of his father in the barn. A simple letter in parting: "I'm sorry for what I do but I can not stand. Take care of the land and animals. Continuing what I did. Adieu. "

authorities concerned, the committees meet, the Parisians are looking at the phenomenon are quantified, it qualifies, we reflect on appropriate measures, we created cells psychological support, we include the issue in the agenda ... and it misses the problem. At least the consciences of the leaders are quiet, they did what they could.

Yet there is no need for expert opinion to advance a hypothesis. The bank refused a check for 1,500 euros. There was more money in the account? But how much the bank has taken charges of illegally during the past 5 years? Intervention costs, transaction fees, management fees? The law requires that the amount of these costs is included in the overall effective rate. Was he? Of course not.

So it is easy to imagine that this so-called financing gap is due not to the lifestyle of the farmer, but a scam which has engaged the bank.

The Collective is ready to help families by examining bank statements and by drawing up an expert report for prosecution.

Must remember that mutual banks have been created by Friedrich Wilhelm Raiffeisen in the nineteenth century. The stated goal was to tear the country world from the clutches of loan sharks ... The mutual banks have quickly realized that it was more lucrative to be on the side of the usurers.

Gerard Faure-Kapper

Pinky Fracture At The Base

Top of the opposition or the opposition of my TOP

Lolo, ADHD, TOP, "Dys."

B is good good ... Lolo son is in his way "opposition at will!". Swearing freely out of his pursed risers ... The fingers of honors explode behind my back (but yes I have eyes in the back of my head ... you did not know?? :-)) It is battle for medication, the dressing ... etc. ... 1 ... 2 ... 5 ... 6! Warnings! That's it! The limit of understanding is outdated ...

Action-reaction: Mom pushes the big red button: IGNORANCE! I do not talk to him, do not look, did not make him his lunch (Tom told him in secret ... It was almost beautiful, fraternal complicity!) Phew .... Valve Mom is losing its steam, and Mr. subsides. In words of less .... That said, at -30 Celsius this morning, he did not put her snow pants, obvious sign of protest and parental attention seeking ... Too bad! I tell myself. He will assume his choice! ... But no ... The lucky! The car does not accordingly, it will go directly to the school he'll be late! ayayaye!

Depart school 1/2h later Sarafaye and Thomas in the car with my boyfriend - my savior! - And me with my Lolo, who sits in the front seat of my little Focus .... Voluntarily, I do not switch on the radio. Silence is a great scholar! ;-) And has an unexpected impact ... As it turns out, Mister Lolo tries to break this silence by initiating destabilizing proper conversation. Neni! Not a chance. I still think high way, without worrying about my young sitting beside me, until the arrival at the school where he leaves the car with a "good day" a bit sad.

Upon his return tonight, he should first apologize and then say in a loud way his bad behavior and finally doing housework equivalent to the time that I have to pick up his blunders Morning (thrust pile of laundry on the floor, water damage to my flower pot, etc. ...) And then, only after! I speak to him.

child oppositional research often conflict. These battles the feed and stimulate good despite him! Confront in itself is an excellent technique, the goal being to raise awareness of its responsibility in his actions (verbal and physical violence are unacceptable in the family, school and society). And especially! he has the power to change the situation and people's reactions. In the morning situation, ignorance Lolo forced to cease its opposition (opposition involving two people: one that starts, the other responds.) Actions to ask before returning to the family emotionally compels him to do address the consequences of his behavior. As for me, the first allows me to stay Zen to resume the second time that I gave to pick up his mistakes.

Today was a contrast medium in scale. Sometimes I leave my son in the dark for almost an entire day .... I use this procedure when it goes too far and there is no way to reason, therefore, with some sparsity. Each of these times, Lolo is one step closer to its pathology and enhances its ability to manage ... :-)) And this is my greatest reward!

Thumb Bone Spur Treatment

February 15, 2011, the trial of a legal scam. The battle intensifies


February 15, 2011, to be held the first hearing of a legal practice responsible for the destruction and annihilation of thousands of families.

This practice is known as the "Portal scenario."

The principle is simple: as part of the recovery process, a creditor has the option to pay by entering all heritage, even if it is valued much higher. We

recent example of a bailiff who visited a person, by identifying more than 32,000 euros for furniture to grasp, while debt (questionable) was only 800 euros.

This possibility opens the door to many trades that are perfectly legal and lucrative. For a small debt, your home may well be seized, even if its value is irrelevant.

banks have seen a "very lucrative opportunity" and have refined the system. Principle: why do not cause debt to recover assets.

For example: First, the bank requires the closing of an account of a client, as she has the right, and gives a period of one month to take its provisions.

Second time, one month after the account is closed. The bank ordered the repayment of a loan within a week, because the account is closed, even if the loan is current.

third time two months later, the bank entered the customer file of the Bank of France, and prohibiting any refinancing. Legalizes the bank's requirement of a debt, and blocks the client to can not repay it.

Fourth time, just take legal action by taking measures on the customer's home, which will be seized to the value of a small debt.

That's it. The expected gain by the bank when it maneuver well, maybe 10, 20, 30 times or more to the original debt.

But if the bank misses its stroke, it risks being accused of fraud. 15 February 2011, a bank has missed its case and must answer before the judges.

event dates back to almost 2 years. The Director of an agency wanted practice this dangerous game. Applying Einstein's theory on spatial-temporal distortion, it was from the same day, the notice of account closure, forfeiture of the term of the loan and the filing.

What might it be? A very large fine and especially a prison sentence. As it is a shop steward, it is very unlikely that its management needs to support.

The hearing on February 15, 2011 will update and expand this method. A key, the furnishing of a bill (which was introduced in 1975 and immediately buried) that will stop this villainous practice.

Gerard Faure-Kapper

Insurance Counter Claim Letter

, banks are dragged through the courts. Armed guards


"Faced with a military offensive, he must first deal with the infantry before searching the generals. "This evidence

military strategy applies to our struggle against the banking system.

We advised the members of our associations to bring suit directly against the delivery staff, but often the decision maker.

And what charges! Common practice of usury. 313-3 is a violation of the Consumer Code punishable by a fine of 45,000 euros and 2 years imprisonment.

That is what risk agency staff. Do not imagine it being supported by its management. He remembers Kerviel.

Each day, banks charge accounts illegally. Every day, customers dig a little deeper into the downward spiral of frustration. Each day, the French bloodless end their days, sometimes leading to their families.

Our main goal is not to destroy the banking system and even less cause considerable legal trouble to its staff.

Our ultimate goal is to save lives. We will do this with the help of justice by requiring banks to respect the laws, whatever the price to pay for them and for us.

I'd Hebert tirelessly writing the truth. I would be calling for heads to Marat. I know how they finished and I accept the risk as the stake is worth it.

Gerard Faure-Kapper

Pandigital Frame Freezes

this financial carnage



January 11, 1975, at 1 am, the police storm the home of the Family Portal, near Montauban. They perform coolly Jean-Louis, 22.

January 11, 2011, 36 years later, a bailiff entered the home of the family Fosse, near Amiens. Dominique, 62, was executed alone, with 3 members of his family.

In both cases, the reason was the same. Creditors using the law to the letter that captures all the assets of a person, whatever their value and whatever the amount of debt.

How many deaths between these two dates, how many families devastated in 36 years, how many survivors' lives have been transformed into hell.

In 1975, a bill was quickly buried. It should be called "law Jean Louis Portal".

Yet this bill would have helped limit the amount seized in debt would leave the possibility or the debtor to sell and pay off its creditors.

This law was buried because the current system makes the fortune of a whole chain of vultures that live and grow rich on human misery. How many deaths in 36 years are on the consciences of those who buried the Act.

Since then, banks have evolved. They have learned to produce them even in these situations to make a very lucrative source of income, safe and perfectly legal.

The Collective will activate to show that law and to vote. Otherwise, as we expect since one year we will see a financial genocide. The assassins keep hands clean and clear conscience.


Gerard Faure-
Kapper Mary Agnes Portal

1d Schrodinger Equation Mathematica

Professional Title Conductor Long Distance Road Transport of Passengers (TP CTRIV)

As I said, I have started my training in mid-November. The other 7 candidates have been selected by the urban transport company and myself are in the process to move our license and our D FIMO as a professional so the exact title is " Transport Driver interurban road . This is a training spread over 3 ½ months full time. The subjects covered are enlarged compared to the permit + FIMO "simple".

After success of this lab, we will have to work in the company under professional contract for a period of 9 months during which we will conduct our work independently on regular lines, alternating with periods of training. The purpose of this professional contract will make us spend a second professional title, the TP ACCTRUV ( Commercial Agent of Conduct Road Transport Urban Passenger ). It will seek to improve ourselves in matters specific to the conduct of city buses: urban driving, conflict management, etc.. It was only after this long period of training in alternation, and subject to passing exams this second construction, we'll offer a permanent contract. For now

external training is going although a personal perspective. From a general point of view, the whole group and I deplore, however, the poor quality of training offered by the center (which is nonetheless part of a large national network of training that shall remain nameless) and the great disruption that it demonstrated. I will not go into the details of the criticisms that we have to make. Fortunately, it seems to me that regardless of all that, we all have the ability to get by us to pass the validation testing of the professional title.

We started with four weeks of lectures: European social regulation, mechanical rules of the road, defensive driving, first aid, trip planning, etc.. alternating with sessions driving simulator ... that is to say, a cab mounted on jacks, with giant screens to 180 °.

The 5th week, we started driving on the actual vehicle at a rate of 4 hours per day, 4 hours remaining being spent in pursuit of the theory. It should be so until the end of training in early March.

We started driving with one week of driving on roads with low traffic density. I had some leads on PL (holders) several years ago, I admit I was surprised to see how driving a bus is different, and much more difficult! Due to the length of the vehicle course and the need to learn to work with door-to-front overhang. The rear tires also carry the scars of many sidewalks we have bitten early ;-) Personally, I was delighted to find myself again on a heavy vehicle, learn to use the mirrors, etc.. In short, this first week was full of lessons, but exhausting!

We then attacked the laborers on the board. These are 6 courses to be conducted in reverse: narrow corridors, slaloms, etc.. Not much to report from that side. We all expected to face difficulties ... yet it did not happen: we have almost all passed the 6 different courses at once, and have spent the following hours to perfect ourselves and type of lap times.

Meanwhile, we also spent a week training in discovery of the company for which we work. We had the leisure to visit the various positions of command bus and subway to see the various officials (all taking their work very heart, which is very motivating) to whom we have to do to understand the inner workings of the business, learn more about our future earnings and fringe benefits, etc.. This week was very interesting and us at all, given the desire to work as soon as possible!

Currently, I add up a dozen hours of driving in traffic and I'm finally starting to feel almost comfortable with the car, and really feel progress. Driving a bus is really not as simple as some may imagine ;-)


During examination of this first professional title we will, in addition to conventional tests of movement and the shelf, two additional maneuvers namely perform: a niche storage and a battle. We will also submit a case of "transport", which consists of every minute detail itineraries, chonotachygraphe positions, etc.. a fictional tour.

All this should not be a problem. I personally look forward to training and to finally end annuity business! My motivation is 100%, although for the reasons mentioned above, I'm not much happy to tell about the training itself.

Breast Tenderness Difference Early Pregnancy Pms

4 dead which require further investigation.


Fossiez Dominique was 62 years old. Artisan roofer, he was retired for 2 years. Its flag, it was all his life. Everything was simple. He did not live beyond its means. No undue expense. His neighbors said
helpful and good living. This

January 11, 2011, he expected a visit. That of a bailiff who was taking inventory of his furniture to capture everything, take everything, his life, his memories, his work. He did not remain the shame of not being able to protect his family. This

January 11, 2011, the bailiff could not perform his work because of dead bodies found in home and outside. 4 dead in all, a family shattered, decimated, destroyed.

media have touched upon this subject. Drama of the indebtedness then move on.

We will not something else. How was he really, for what paltry sum probably a family was destroyed. This house clearly represents a value. I does not criminalize

services Banque de France responsible for this type of file. They do their best to find solutions, humanely and competently. I

not incriminate laws. In this regard, they are very well done.

The problem is that too many people ignore them and break times.

Just examine the bank statements of those in need. Illegal taking of banks incurred monstrous budgets, removing any hope of a return to normal. Let

also letters received threatening letters sent by bailiffs or collection companies. There really is something to commit suicide.

analyze in detail the record of telephone calls received. How many calls that change daily life in hell.

-indebtedness is a word tinged with shame. And yet, out of 173 cases we examined the association, almost all could find a way out.

People are certainly indebted, they knew what they were signing and they are the first to want to repay their loans. How to pay only if banks endless drain on costs of interventions, costs of movement, a charge of letters, rejection costs, costs of discharges, cost of everything and nothing.

It is even common to find in our file of 300 or 400 euros monthly. These fees are usually collected in total offense with the law, specifically Article 313-1 of the Consumer Code.

Banks know this well because that when a client is suing, they return immediately ... before turning this customer who dared to rebel.

Yet most often these are sufficient to repay the maturities of loans.

Dominique Fossiez died, and his entire family. As John Roques died with his wife and son November 25, 2010. As died another retired couple with their daughter September 15, 2010 in the Pas de Calais.

And there will be others. How long will it dead for the authorities to force banks to comply with the laws of the Republic.

Gerard Faure-Kapper

20th Ryhming Invitations

4 more dead. Let's stop the carnage.


The Collective anti bank had set a goal to fight against suicides caused by the illegal activities of banks.

Yesterday, 4 more dead near Amiens.

I read news sorry people who do not understand how such an event can happen. I I I understand very well and adds that this drama Announces Further, many others.

It is actually simple to understand. I go into the mathematical aspect.

Statistically, the average amount of household debt is around 40,000 euros. 40,000 euros to 9% over 15 years is about 400 euros per month.

Anyone is able to repay its debts.

same time, banks charge very large sums in intervention costs, commissions movements, costs for refusal, etc..

These levies are illegal and are in breach with Articles 313-1 and 311-17 of the code consumer.

Trial judges seized records routinely confirm and the bank is obligated to reimburse his client.

If banks follow the law, not only cease these illegal collection and provides the necessary resources to households to meet their debts.

But more banks to pay back what they took illegally for years, and households might reduce their debt significantly.

How to encourage banks to enforce the law?

Whenever there is a drama, like yesterday, that bank statements are reviewed over several years.

If the bank had illegally siphoned substantial amounts, whereas it is found responsible and responsive to the courts.

Like any citizen.

Gerard Faure-Kapper

A 100x100 Times Table

misunderstanding or limited? That is the question!

Thomas, in January 2011

Tough to be parents of aspirations! We live, day after day, the same accusation: we are constantly in the eyes of neurotypical, very bad parents! It was nice to defend themselves, the people we interact, that we cross, are judges and jury. It tells us in the family .... we felt at the grocery store, the fact we live in the park.

The bla bla of women before us in the queue at the cashier of the store ... "but not, you AC s'peux!" when your son takes the excuse of "NO!" to his request to make a gum bubblegum crisis irrational ... Or the uncle who answers you so unconvincing "if thou say!" when you try to explain why you can not t'interposer while ransacking everything in your child's room cottage ... A good spanking, seems it would settle the question! ...

Ah !.... If only they knew ... If only they could understand! But, in fact, how could they?? Change places with them .... Imagine a few moments you're told that your little son has Asperger Syndrome ... ( Of what?) That is a form of autism (ben non! Autistic it drools, it does not concern you in the eye and it shakes the arm in all directions!) The nickname of this ... thing! is the invisible disability ... and that is why you do not always punish instantly, you need to make psychological intervention when her anxiety rises ... (This is not the anxiety that! It is a refusal to obey!) That you must temper more often than not! (Heu. ...) And above all he must learn to temper SE ... (And what else!) And if in addition, the child says bad words ... ayayaye! This is the straw that broke the camel's back! At any time! But let us .... Let us then or we did not have kids yet different ..... Most of us would look like this woman and this uncle ....

With the diagnosis, we have forgotten our own prejudices ... Surely we have packed as soon as we felt that our child was different ... And if that was not ours, this child? Should we believe the word of apology from our son, sister, daughter-in? Or do we not tempted to think that it is the kind of mother, he is the kind of father who wants to be "friends" before "the teacher?" We live in a society ease or children kings reign victorious in many families ... This does definitely not help us. How can we expect it to spontaneously believes that invisible difference?? Are we not fallen even nudes when the diagnosis was announced??

I realize over time that I can not impose this understanding to people who do not live inside my house ... not that we must let these people said anything, but we must learn to accept their incomprehension. Not all are excellent researchers web! :-))) Warning! I am not talking about rejection! That is worthy of another column! ;-) No. I speak that, despite all the effort we put, it is possible that we will not get the desired results: the acceptance of the pathology of our children by our family and even less! foreigners. We must learn to "do with" ...

course! bounds, there is! People who have no good will ..... which, despite the accumulated evidence supports the hiding of the eyes under thick blinders several kilometers !.... But between you and me, I do not think they are our neighbor, our cousin, the lady from the grocery store .. There not just aspis who do not destabilize! Humans love nature, stay in the familiar. These people simply prefer to cling to what they know. This is by far much more reassuring!

What Does Norton 360 Look Like

How to bend his bank. Article "Que Choisir"


Bank overdraft
How to bend his bank

Using a jurisprudence of the Court of Cassation, UFC-Que Choisir Pays Basque obtained reimbursement of unjustified charges invoiced to customers in the open.

is a court order who will soon be 2 years, but consumers are still wrong. Yet it's very favorable. In February 2008 the Court of Cassation considered that "the costs of forcing" in the event of unauthorized overdraft should be included in calculating the overall effective rate.

If the vocabulary is technical, the scope of the decision is easy to understand. If discovered, your bank may charge you a premium. They can not exceed a certain rate of interest on pain of breaching the wear, which would be a misdemeanor. Reviewed each quarter, the wear rate was found for 19.67% of the 1 January 2011. The banks know their stuff and never cross the yellow line. At least in appearance. But looking closer, they also charge their customers who exceeded their overdraft limits commissions intervention. Otherwise known as "cost of forcing" these penalties supposed to correspond to an accounting and administrative work provided by the bank can easily reach 10 euros per overdraft. Because they are combined in frequent incidents, adding a few months may exceed 100, 200 or 500 euros. By integrating these sums to calculate the real interest rate charged by the bank, the wear rate explodes. And it is precisely the meaning of the decision of the Court of Cassation: the cost of forcing must be taken into account.
Account closed in the wake

With these precedents, UFC-Que Choisir Basque Country has begun to systematically go to court against banks for the repayment of the sums paid by consumers who request it. Over a dozen agencies attacked the vast majority have settled before the hearing, with customers signing memoranda of agreement confidential. Three went to the end and they have lost. This is the Societe Generale in Hendaye, the BNP and the ICC in Anglet Bayonne. They were convicted in March, June and September 2010 to reimburse their clients 539.60 Euro 980.10 Euro and Euro 3512!

"The process is easy, says John Furgerot, vice president of the UFC-Que Choisir Pays Basque. Just send a letter to his agency in requesting reimbursement of interest paid beyond the rate of wear. Banks will respond by letter type of refusal. It must then announce his intention to appeal the judge proximity. "Attached to the District Court or appellate court nearest the latter is competent when the sums involved do not exceed 4,000 euros. In general, the mere threat is enough.

careful however. As Jean Furgerot, banks are bad losers. "They usually close an account of the complainants. At a minimum, they withdrew their overdraft. "Better to be resolved before committing the standoff. But if the consumer intends to assert its rights to the specific point the costs of forcing the law is totally on his side and he has very good chance of winning the game.

Erwan Seznec

Good Songs For A Talent Show Dance

Unions are concerned about the rising complaints directly against personnel of the banking agencies.


Unions are concerned about the rising complaints directly against personnel of the banking agencies.

Like other corporations, such as police or hospitals, employees of banks find themselves more and more often face justice for their actions.

So far, customer complaints were the directions. They had the means to counter them. Iron pot clay pot cons people said. It should actually have the nerves and strong backs to attack a bank.

employees feel safe, covered a feeling of immunity. Now being directly targeted, they find not to be supported. Worse, they often Directorate turns against them.

In which case the civil or criminal liability of a bank employee may be engaged?

Generally, whenever their signature on a document is filed, such as withdrawals unfair competition, for example.

Whenever they are the direct source of a disputed transaction.

Every time the act is in violation of the law, including the 313-3 or 311-17 of the Consumer Code. (These items are being violated every day).

They can also be prosecuted for harassment in raises.

The purpose of these complaints, often requests for compensation for damage caused. In the case of companies accounted for bankruptcy or sell real estate at a loss, the adition rises very high.

In extreme cases, including suicides caused by financial situation irretrievably compromised, the employee's interest to have done nothing wrong.

Since the Kerviel affair, the guidelines have not only tend to release their staff, but worse still, to charge.

user associations of banks like ours, have no influence on the decisions of customers. They exercise their right to sue. I remember

Article 8 of the Universal Declaration of Human Rights 1948:

"Everyone has the right to an effective remedy by the competent national courts against acts violating the fundamental rights granted him by the constitution or by law. "

Gerard Faure-Kapper

Driver Micro Sd Xp Dell Inspiron 1525

2011, increasing the pressure against the banks.


Banks want to improve their image with the public to forget that levies fees are outlawed.

They were announced by the Minister of Economy a number of measures that make it even more incomprehensible their billings. This opacity is necessary to continue to drain the accounts.

Indeed, it important to know that service costs 2 € 90 in a bank and 2 € 65 in another bank when you punctured between 100 and 200 € monthly.

other hand, insofar as it becomes extremely difficult to change banks because loans and withdrawals, that interest to know these comparative.

Can we imagine that we take it enters a restaurant, in a second dish and dessert in a third.

What is missing in views of services, are references to violations of law, and article references.

The reality of these ads is the willingness of banks and the Ministry of Economy to remove the crime of usury, to eliminate laws on the protection of consumers and especially with the mediators to orders of obtain a monopoly of Justice for arbitration.

I congratulate on nicks consumer and users of the bank who approved this scheme in the media who participated in the pseudo-negotiations.

Remember though that 1 January 2011. It is the consecration of financial fascism.

Gerard Faure-Kapper

Veyron Engine Schematics

bailiffs, collection agencies, DANGER ... Collective anti


The bailiffs and debt collection, real private armies of debt collection are as faithful auxiliaries of the banks to recover in complete illegality, the sums so- saying owed by customers.

The usual route is to go through the judge. Broadly, the bank will give an usher at the back of his client.

It strives for the district judge a court order to pay.

Then he presents to the customer demand for the debt. The latter has one month to lodge an objection if he contests the amount.

In this case, the judge calls the bank and its client. This may require the loan contract and supporting documents such as recommended various raises.

As the bank can not, in general, not provide it since discovered were not contracting, the judge often cancels the debt. To overcome


this problem, banks go through collection agencies that will be enormous pressure on the client. Blackmail, intimidation, threats, telephone harassment and other methods to limit violence.

Unfortunately, it often works. Customers are exhausted and give in to threats.


Bailiffs also profit from this lucrative system. They behave more like collection agencies using the same methods.

Worse, when they are in periods of downturn, they scrape the bottom of the barrel. They are aimed particularly at Interprofessional funds as CIPAV example. They are always old debts that they can rekindle. The files are valid thirty years.

They then come to threaten the client, enter his house, make an inventory of furniture. For a small claim, 200 or 300 euros, the bailiff will write down all the furniture he likes. And who are often worth much, much more. Flat screens and computers also.

Then they seize. They only require repay the Fund concerned ... and sell to their account all the furniture. These methods are reminiscent of another age, when the henchmen of the rue Lauriston landed in an apartment to make the household. Certainly, citizens are no longer driven to death. It is useless, most go there alone.

is what is called the Portal scenario, the case in which a 22-year-old was killed by the police following the interventions of the "court auxiliaries."

These professions, banks, bailiffs, private militias recovery, citizens and plunder even more businesses. It's very lucrative.

Gerard Faure-Kapper