February 15, 2011, to be held the first hearing of a legal practice responsible for the destruction and annihilation of thousands of families.
This practice is known as the "Portal scenario."
The principle is simple: as part of the recovery process, a creditor has the option to pay by entering all heritage, even if it is valued much higher. We
recent example of a bailiff who visited a person, by identifying more than 32,000 euros for furniture to grasp, while debt (questionable) was only 800 euros.
This possibility opens the door to many trades that are perfectly legal and lucrative. For a small debt, your home may well be seized, even if its value is irrelevant.
banks have seen a "very lucrative opportunity" and have refined the system. Principle: why do not cause debt to recover assets.
For example: First, the bank requires the closing of an account of a client, as she has the right, and gives a period of one month to take its provisions.
Second time, one month after the account is closed. The bank ordered the repayment of a loan within a week, because the account is closed, even if the loan is current.
third time two months later, the bank entered the customer file of the Bank of France, and prohibiting any refinancing. Legalizes the bank's requirement of a debt, and blocks the client to can not repay it.
Fourth time, just take legal action by taking measures on the customer's home, which will be seized to the value of a small debt.
That's it. The expected gain by the bank when it maneuver well, maybe 10, 20, 30 times or more to the original debt.
But if the bank misses its stroke, it risks being accused of fraud. 15 February 2011, a bank has missed its case and must answer before the judges.
event dates back to almost 2 years. The Director of an agency wanted practice this dangerous game. Applying Einstein's theory on spatial-temporal distortion, it was from the same day, the notice of account closure, forfeiture of the term of the loan and the filing.
What might it be? A very large fine and especially a prison sentence. As it is a shop steward, it is very unlikely that its management needs to support.
The hearing on February 15, 2011 will update and expand this method. A key, the furnishing of a bill (which was introduced in 1975 and immediately buried) that will stop this villainous practice.
Gerard Faure-Kapper
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